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When is the best time to prepare for retirement?

Many people go through their whole working life only to find that retirement is a miserable, day-to-day existence, living off their monthly Social Security check.
In the past three years your 401K or investment portfolio could easily have lost 25 to 75 percent of its value. 1
A survey of 1,500 Americans age 45 and older found that 69% of them plan to work after retirement. A majority of respondents said they"ll keep working because of need. 1
Are you aware that most people retiring at the age of 65, must be prepared for 30 years of living off their pension, social security and investments? 1
One of the most effective ways to increase your equity and build for your retirement is to own your own business. Even a part-time business, adding $500-$1,000 a month to your retirement investment portfolio can increase that retirement portfolio by hundreds of thousands of dollars.

If you are 45 years old and plan on retiring at 65, a mere $1,000 extra a month invested in the stock market (where there has never been a 20 year return of less than 11% 1 ) can increase your holdings by more than $865,000! This is the power of a second income to build retirement.

Don't let the stress of coping with an under-funded retirement future, be a self-fulfilling prophecy and limit the time you have to enjoy the sunshine years. Click the View Presentation button and resolve to do something about it today.
1 Dayton Business Journal , November 8, 2002.